Unoccupied Home Insurance Uk

If you don t regularly maintain and check on your empty property you could be refused unoccupied home insurance.

Unoccupied home insurance uk. Then make sure the quote provided is competitive by comparing quotes from a number of other insurance providers. Our aim is to leave you free from worry with time to spend on matters that are more important. If you are looking for quick and hassle free cover our insurance helps save time and offers protection when the home is at its most vulnerable. Unoccupied home insurance covers your home if it s left empty for longer than your standard policy allows.

If you already have a policy you could phone your existing home insurance provider to get a quote for how much extra you ll need to pay if and when your home is unoccupied. Unoccupied home insurance a standard home insurance policy will cover a vacant property for a short time but if you re going to be leaving your place unoccupied for a month or more you ll probably need an unoccupied home insurance policy. It s a surprise to many homeowners to learn that a standard home insurance policy will not cover a house if it has to be unoccupied for more than 30 60 consecutive days. Do i need to secure my house for unoccupied property insurance.

Unoccupied home insurance covers you when your home is empty for longer than your standard policy will allow. If your house is left empty for any length of time the issue of finding unoccupied home insurance can be confusing. The good news is because an empty property is often temporary insurers allow you to buy insurance for 3 months rather than a year with the option of extending it. It s no secret that it s not always easy finding comprehensive house insurance for empty properties.

Most standard home insurance policies only cover an empty property for 30 or 60 days depending on the insurer. That s why we keep it simple providing specialist unoccupied property insurance for homes that will be empty for an extended period of time such as during renovation sale or probate. Standard home insurance policies typically cover an empty house for 30 or 60 days but the time frame can be longer or shorter so check your policy wording to be certain. You only normally get cover if your home is empty for up to 60 days and if anything happens outside this period you won t be covered.

If you own a property that will be empty for a long period of time use this comparison to find unoccupied home insurance quotes. To help you avoid leaving your empty home unprotected admiral has put together this handy guide.