Paying For Care At Home Means Test

What you will have to pay.

Paying for care at home means test. If you have between 14 250 and 23 250 the council will contribute some of the money required. This threshold includes the value of your home unless your partner or another dependant still lives there. After you ve had the care needs assessment from your local council they will do a financial means test. The means test or financial assessment works out if the council will pay towards your care.

This will be ignored and won t be included in the means test the local council will pay for your care. After you ve had the care needs assessment and you ve an agreed care and support plan there will be a financial assessment also known as a means test. It may be that you ll have to pay towards the cost of your care. The local council will fund some of your care and you ll contribute to the rest.

Generally the council helps to pay for care costs if you have savings below 23 250. Generally the council helps to pay for care costs if you have savings less than 23 250. The more money you have the more you ll be expected to pay. Paying for care and support at home page 7 of 22 the guidance advises creating written agreements to avoid disputes about future funding liabilities.

The financial assessment means test most councils charge for care that they provide or arrange. If you are responsible for paying for your own care but do not have mental capacity to arrange it for yourself and have no one to do this for you the local authority has a duty to arrange your care. If you have been assessed as needing care in your own home the local authority will then make a financial assessment means test to decide whether you qualify for assistance with the cost. It looks at how much money you have.

A financial assessment or means test works out if the council will pay towards your care. As you are not going into a care home the means test won t consider the value of your property. In order to arrange social care you need to first get a care needs assessment. Between 14 250 and 23 250.

How much you pay depends on a means test. You must pay full fees known as being self funding. In short it looks at how much money you have. If your capital is over 23 250 you will have to pay for the home care service in full.

Care at home arranged by your local council isn t usually free. For the means test they will look at your income savings and property to work out how much you need to contribute towards the cost of your care and support. If you re moving into a care home and have more than the amounts shown in the table below you ll usually have to pay all the care home fees.