Mobile Home Insurance Cost

For a 150 000 manufactured house in southern california you will pay about 700 for insurance per year while the insurance for a 30 000 home in the same area is around 250.

Mobile home insurance cost. The insurance rates vary from 250 to 1200 in a year for mobile home insurance. When considering to have a mobile home make sure that you do not just factor in the cost of owning one but as well as the other related cost in having manufactured homes like for instance the insurance. That s because mobile homes are more susceptible to damage and therefore more costly to repair. 10 options for mobile or manufactured home insurance.

Mobile home insurance is a lot like homeowners insurance but it s designed to specifically cover the unique differences between a mobile home and a site built home. Which poses a good question. A lot of people wonder why insurance for a manufactured home is so much more costly than insuring a stick built home. If you re having trouble finding mobile home insurance quotes online consider reaching out to an independent agent in your area.

How much mobile home insurance costs. Why is manufactured home insurance more expensive. Mobile home insurance cost is largely dependent on the insured home s area its age and the coverage limits. An older mobile home will sometimes cost more to insure than a newer mobile home.

Since a mobile home is lighter and also secured differently the risks can sometimes be considered higher which makes insurance even more important to have in place. This is a list of 10 insurance companies that offer mobile or manufactured home insurance with links to their websites. Insuring a single wide mobile home typically costs about 250 700 per year depending on age purchase price choice of deductible level of liability coverage size and location. It s a good starting point to get quotes.

Generally mobile home insurance is more expensive than the cost of a homeowners insurance policy in florida for a traditional style home. Prices paid and comments from costhelper s team of professional journalists and community of users. This is due to insurers looking at the year your home was built the type of structure it is the mobile homes wiring type the age of the roof and if you have an attached garage or not. Depending on size age location purchase price level of liability coverage and choice of deductible the insurance for a single wide mobile home usually costs around 250 and 700 per year.