How Much Is Home Insurance In Texas

How much is homeowners insurance in texas.

How much is home insurance in texas. The cheapest options for homeowners insurance in texas. Texas homeowners insurance is pricey. That said your annual premium will vary depending on your home s size your assets and your address. For our sample property chubb and usaa offered the absolute lowest price with annual averages of 1 436 and 2 030 respectively.

According to the data published by insurance information institute iii texas is the 2 nd most expensive state in regards to homeowners insurance premiums in 2016 latest available data. The average insurance premium for a texas homeowner is 3 429. For 300 000 dwelling coverage with a 1 000 deductible and 300 000 liability limits the average rate of 5 911 for zip code 77455 is the highest for the lone star state. We did a comprehensive analysis of the price of homeowners insurance for every zip code in texas and found which insurers provide the lowest rates.

The yearly average of 1 954 or 163 a month is 61 higher than the national average. The average cost of homeowners insurance is around 1 200 a year but many factors play a role including the details of your property and which state and city you live in. The average annual home insurance premium in texas is 1 937 which is considerably higher than the national annual average of 1 192. On average texans pay almost twice as much to insure their homes as most americans think 2 000 per year versus 1 100.

Louisiana has the most expensive home insurance at an average of over 1 900 a year and oregon has the cheapest average home insurance at around 650 a year.